Pensions - Pre-Retirement Archives

Minimum Retirement Age Confirmed To Increase To 57

Following a recent question posed by Labour MP Stephen Timms to the Chancellor, Conservative MP [...]

07
Sep

Financial Planning Issues Of A Falling Fertility Rate

The BBC website has published an interesting article on the findings of recent research by [...]

17
Jul

Private Sector IR35 Reform Still Coming

In light of the current Coronavirus pandemic, the implementation of the private sector IR35 reforms [...]

20
May

Pension Review: Tax Free Cash (TFC)

In the third of a series of articles, we take a look at another important [...]

02
Oct

Pension Review: Performance – Thumbs Up or Thumbs Down?

Following on from our previous article Pension Review: Guaranteed Annuity Rates (GARs) one of the most [...]

24
Sep

Pension Review: Guaranteed Annuity Rates (GARs)

In the first of a series of articles we take a look at some of [...]

21
Sep

Preserving The Personal Allowance

When ‘adjusted net income’ exceeds £100,000, the Personal Allowance of currently £11,850 for tax year [...]

27
Jul

Power of Attorney and Pensions

We have previously written an article on Powers of Attorney and the importance of these in [...]

25
Jul

Equitable Life

There may be some clients with one or more of the remaining 261,000 Equitable Life [...]

18
Jun

Pension Contribution Limits

There is still some confusion about what level of contributions may be made to a [...]

23
Jan

To Nominate Or Not To Nominate

Most pensions, but not all, are subject to a master trust whereby the pension provider [...]

05
Jun

The Pension Advice Allowance

From 6th April 2017, the Pension Advice Allowance (PAA) allows the withdrawal of up to [...]

12
May

Be Aware Of The Money Purchase Annual Allowance (MPAA)

A number of our clients are wishing to maximise their pension contributions by fully utilising [...]

23
Feb

Pension Exit Charges To Be Capped At 1%

This year will see the end of extortionate exit and transfer penalties that have prevented [...]

09
Feb

Back to Basics

There is still a good deal of confusion about the State Pension (SP) changes that [...]

15
Nov

Pension Death Benefits Revisited

With pension flexibility came changes in taxation of death benefits. Most pensions are written in [...]

27
Sep

Keep Calm And Carry Forward

The pension Annual Allowance (AA) is the maximum allowable contribution per annum, currently £40,000 for [...]

18
May

Dying for a Pension Review – Penson Death Benefits

It goes without saying there are a multitude of reasons to review your pension. Our [...]

18
Apr

Pension tax relief - Pension U-turn or No Pension U-turn?

Pension U-turn or No Pension U-turn? Pension tax relief examined

You may have picked this up over the weekend. It was almost a racing certainty [...]

07
Mar

Be Greedy When Others Are Fearful – Investment Planning

The famous investor and philanthropist Warren Buffet (he of the $61 billion fortune) was once [...]

10
Feb