We are covered by the Financial Services Compensation scheme (FSCS) if we cannot meet our obligations. This is dependent upon the type of business and the circumstances of the claim. Most types of investment business are covered up to a maximum limit of £85,000. Advising and arranging of long term insurance products for the death or incapacity of the policyholder due to injury, sickness, or infirmity is covered for 100% of the claim, without any upper limit. For all other types of policy, insurance advising and arranging is covered for 90% of the claim, without any upper limit. Deposits are covered up to £85,000 per person per financial institution.

Further information about this compensation scheme arrangement is available from the FSCS. Please visit